Gap Credit Card Login, Payment and Customer Service

November 7, 2021
Credit Card

In this post, we will discuss how you can do Gap Credit Card Login and make payments online. On this page, you will get all the information and methods through which you can easily make an online payment.

Shoppers who are regular visitors of Gap or any of its other affiliated stores can potentially benefit from the Gap credit card. In addition to the extended time to make purchases and pay bills, you also earn the benefits of credit card points when you use this Gap card or Gap Visa credit card issued by Synchrony Bank.

You can use credit cards from Gap to pay not only at Gap but also at the Banana Republic, Old Navy, Athleta, and other outlet stores affiliated with the Gap brand. Please note that the Gap Visa cards are accepted at any retailer that accepts Visa branded cards.

As usual, when you’ve made your purchases, please make sure to pay your bill before the due date to ensure that your account is in good standing. You can make an online purchase with your Gap credit card and make a payment for the bill on the internet, via mail, or by telephone. Unfortunately, Gap stores do not accept bill payment for Gap credit cards as of writing this. Please read below to find out more about your payment options.

Were you looking for Victoria's Secret Credit Card Payment? Check out our post.

How to do Gap Credit Card Login?

To sign up, cardholders first need to visit the Gap login credit card login page, on that page, please enter your User ID and password into the space provided and then click on "Secure Login". On the next page, you will land on your Gap Credit Card Account online dashboard.

If you’ve forgotten your User ID, you can easily get it through the same page. Click on forgot my User ID. You will need to verify your account by providing the following information:

  • Account number
  • Your Zip Code

After you have correctly entered your information, click on "Continue" to start the retrieval process. Please note that your credit card number is the same as your account number.


  • 1-800-427-7895

If you want to activate your brand new Gap Credit Card and set up an account online, please call the registration number above or register online by following these steps. To register online, on the login page, please click on ”Register”. On the next page, enter your account number and Zip Code. Then, click on "Continue" and follow the on-screen instructions to complete your registration.

After you have completed the above steps, you’ve created an account online with your credit card from Gap. Your online account can help you to make credit card bill payments online, monitor your outstanding balance, check your past and current statements, and other services like requesting supplementary cards.

How To Make a Gap Credit Card Payment Online

To make Gap credit card payments on the internet, you require online account registration. Please follow these steps to register for an online account:

  1. Visit the Gap Credit Card login page.
  2. Click on "Register".
  3. Enter your Account Number and the Zip Code.
  4. Click on "Continue" and follow the on-screen instructions to finish setting up your online account.

Once you’ve completed the registration process, you will be able to log in to your online account and you will be able to pay. Please follow these steps to make an online payment:

  1. From the login page, log on to your online account for your Gap Credit card.
  2. Look for the text “Pay your bill” and Click on the button to continue
  3. Enter your card number, the last four digits of your SSN, and your Zip code.
  4. Enter the amount carefully you want to pay. You can pay the minimum payment required or pay off the full balance of your prior statement. You can even pay your current outstanding balance, or pay any other amount you wish that is at least equal to or more than the minimum required.
  5. Click on "Pay" to finish the payment process.

Please note that you also have the option for making a Quick Payment. If you do not want to sign in to your account, you can ”Pay As Guest. The “Pay As Guest” option is available on the Cardmember Account Services page. Please click here to pay as a guest. To pay as a guest, you need to provide your account number, the last four digits of your Social Security number, and the Zip code. Then click on "Continue" and follow the instructions.

How To Make a Gap Credit Card Payment by Mail

You also have the option of mailing a Gap credit card payment. To do that, prepare a money order or a check for an amount that will cover at least the minimum amount due. For faster processing of your payment, include a copy of your credit card statement or write your credit card number (account number) on your check. Please send the envelope to one one of the below addresses depending on your card. It is a good practice to send your Check at least five days before the due date to avoid any unforeseen delays.

For Gap Visa cards, use this payment address:

  • Gap Visa/Synchrony Bank
  • P.O. Box 960013
  • Orlando, FL 32896-0013

For Gap store cards, use this payment address:

  • Gap/Synchrony Bank
  • P.O. Box 960061
  • Orlando, FL 32896-0061

How To Make a Gap Credit Card Payment by Phone

Gap allows you to pay credit card bills by phone for free. To make a payment over the phone, please make sure you have your credit card number, and your bank account details ready. You will need your bank account number and the bank routing number.

Once you have those ready, please Call Gap's credit card department on 800-887-1198. You can also dial 866-450-467 for Gap Visa credit cards. Follow the instructions on the phone. The process is straight forward. Please note that there is no cost for making a credit card payment by phone. However, if you are looking for an expedited payment through a customer care representative, you will be charged a nominal fee.

Tags: gap card, gap credit card, gap credit card login, gap credit card payment, gap login credit card

Curious Wong

My name is Curious Wong and I love writing.

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